Critical Illness : A Helping Hand During Your Tough Days

Buying a health insurance today has become an essential tool for everybody to be guarded with. An insurance, which covers your health protects you against many types of illnesses by paying you some financial compensation. But, normally a health insurance doesn't cover all your diseases, especially when you suffer serious diseases like heart disease, stroke and cancer. Critical illness insurance is one such insurance policy, which pays you an amount to be used in the the treatment of serious illnesses and diseases like cancer, strokes, heart problems, multiple sclerosis.

Critical illness insurance comes to great use when, suppose, the breadwinner of your family fall prey to serious disease like cancer, and is unable to continue his office. Here, the insurance pays you a lump sum to get yourself treated. The insurance keeps you at ease that you don't suffer any financial setback due to the disease. To buy this insurance, you need to pay more than what you do in buying a life insurance. The exact price of the insurance varies person-to-person, as more the number of diseases you want to be covered, more you will have to pay.